Welcome to American Housing Programs, we help homebuyers receive down payment assistance throughout the United States.

If you would like to view a short 10 min video on how American Housing Programs can help you click here!

Before you apply, order your free credit report and scores for free from www.freecreditreportsinstantly.com or www.freecreditreports360.com and enter the score into your application . If you credit score is below 580, we ask that you improve your credit and apply at a later date. If your family combined income is below $30,000 we ask that you do not submit an application, until your income increases.

In order to qualify for HUD Down Payment and Closing Cost Assistance of up to $14,500, you need to complete the secure Homebuyer Application. Your personal information will not be shared outside the system for your personal security and protection.  Your information is protected by DigiCert Security and is guaranteed and insured for up to $10,000 when you are on the American Housing Programs website. If you have any questions or concerns regarding the Homebuyer Application, please contact us.

If you saw a Down Payment Assistance Sign or have an MLS Flyer:Enter the MLS number, or the property address, or the ZIP code or the home builder name of the property in the Enter Property Details box below. The system will do a seach and when it identifies the home, click on that home and it will send you directly to the Homebuyer Application page.